:root {
  --bg: #130e10;
  --bg-2: #180f13;
  --fg: #f6efe9;
  --fg-dim: rgba(246, 239, 233, 0.7);
  --fg-faint: rgba(246, 239, 233, 0.45);
  --accent: #ef5b73;
  --accent-2: #f2a35c;
  --border: rgba(246, 239, 233, 0.1);
  --serif: 'Fraunces', serif;
  --sans: 'Inter', sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--fg);
  font-family: var(--sans);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

.wrap { max-width: 900px; margin: 0 auto; padding: 0 26px; }
.wrap-narrow { max-width: 640px; }

h1, h2, h3 { font-family: var(--serif); font-weight: 600; margin: 0; text-wrap: balance; }

.eyebrow {
  font-size: 13px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--accent); margin: 0 0 20px;
}

/* ---------- Hero ---------- */

.hero {
  position: relative; padding: 90px 24px 80px; text-align: center; overflow: hidden;
}

.hero-glow {
  position: absolute; inset: 0;
  background:
    radial-gradient(90% 70% at 50% -10%, rgba(239, 91, 115, 0.18), transparent 60%),
    radial-gradient(70% 60% at 90% 100%, rgba(242, 163, 92, 0.1), transparent 60%);
}

.hero-inner { position: relative; z-index: 1; max-width: 720px; margin: 0 auto; }

.hero-photo {
  width: 108px; height: 108px; border-radius: 50%; object-fit: cover; object-position: 50% 20%;
  border: 1px solid var(--border); margin-bottom: 26px;
  box-shadow: 0 0 0 8px rgba(239, 91, 115, 0.08);
}

.hero h1 {
  font-size: clamp(28px, 5vw, 42px); line-height: 1.15; letter-spacing: -0.01em; margin-bottom: 24px;
}

.hero-sub { font-size: 17px; color: var(--fg-dim); max-width: 56ch; margin: 0 auto; }

/* ---------- Section shell ---------- */

.section { padding: 70px 0; }

.section h2 {
  font-size: clamp(24px, 3.5vw, 32px); margin-bottom: 38px; text-align: center;
}

.lead-quote {
  font-family: var(--serif); font-style: italic; font-weight: 500;
  font-size: clamp(19px, 2.6vw, 24px); text-align: center; color: var(--accent-2);
  line-height: 1.5;
}

/* ---------- Steps ---------- */

.steps-section { background: var(--bg-2); }

.steps { display: flex; flex-direction: column; gap: 0; max-width: 720px; margin: 0 auto; }

.step {
  display: flex; gap: 22px; padding: 26px 0; border-bottom: 1px solid var(--border);
}

.step:last-child { border-bottom: none; }

.step-num {
  flex-shrink: 0; width: 40px; height: 40px; border-radius: 50%;
  background: rgba(239, 91, 115, 0.12); border: 1px solid rgba(239, 91, 115, 0.35);
  color: var(--accent); font-family: var(--serif); font-weight: 600; font-size: 17px;
  display: flex; align-items: center; justify-content: center;
}

.step-body h3 { font-size: 19px; margin-bottom: 8px; color: var(--fg); }
.step-body p { font-size: 15px; color: var(--fg-dim); margin: 0; }

/* ---------- Money ---------- */

.money-card {
  background: linear-gradient(160deg, rgba(239, 91, 115, 0.1), transparent 60%), rgba(255,255,255,0.02);
  border: 1px solid var(--border); border-radius: 18px; padding: 34px;
}

.money-row { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; }

.money-label { font-size: 15px; color: var(--fg-dim); font-weight: 500; }

.money-value { font-family: var(--serif); font-size: 24px; font-weight: 600; color: var(--accent); }

.money-note { font-size: 14px; color: var(--fg-faint); margin: 0 0 26px; line-height: 1.6; }

.money-row:last-of-type + .money-note { margin-bottom: 0; }

/* ---------- You / split ---------- */

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.split-card { border-radius: 16px; padding: 28px; border: 1px solid var(--border); }

.split-card.automatic { background: rgba(255,255,255,0.02); }
.split-card.manual { background: rgba(242, 163, 92, 0.07); border-color: rgba(242, 163, 92, 0.3); }

.split-label { font-size: 12px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; margin: 0 0 16px; }
.automatic .split-label { color: var(--fg-faint); }
.manual .split-label { color: var(--accent-2); }

.split-card ul { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 12px; }
.split-card li { font-size: 14.5px; color: var(--fg-dim); padding-left: 22px; position: relative; }
.split-card li::before { content: '✓'; position: absolute; left: 0; font-weight: 700; }
.automatic li::before { color: var(--fg-faint); }
.manual li::before { color: var(--accent-2); }

@media (max-width: 640px) { .split { grid-template-columns: 1fr; } }

/* ---------- Closing ---------- */

.closing { text-align: center; background: var(--bg-2); }
.closing p { color: var(--fg-dim); font-size: 15.5px; max-width: 56ch; margin: 0 auto 16px; }
.closing-cta { color: var(--fg) !important; font-weight: 500; }

.footer { text-align: center; padding: 40px 0 60px; font-size: 12px; color: var(--fg-faint); }